I used to be somebody who spends money even if I don’t have it, meaning I buy stuff without knowing if I can really pay for it. I would tell myself, “I’ll figure it out where to get the money when the due comes”. It did got me in some trouble but thank goodness I was able to resolve it before it escalated to a bigger problem. This incident has taught me a very valuable lesson, do not buy if you don’t have the money.
When I started earning money, I appreciated the value of hard earned money so now I don’t need too worry about credit score. If I want something, I work and save for it. I have worked hard the last two years and with the money I have saved, I will buy baby stuff for my future son or daughter. I will give them everything they need.
